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We canceled our credit card today. We had it through Bank of America and a couple of months ago they changed their rates… upped our over drafted penalty payment from 3% to 29% O_O CRAZY and then also they started charging us to have the credit card a ridiculous amount. We almost always pay in full and we have only been late once (my fault, i forgot to pay it) in the almost 4 years we’ve had. Made us very mad.

So we got it canceled today and we will be looking for a credit card that has benefits. Like i saw one through Dillon's that will take off 5 cents a gallon if you use it there… which we always get gas at Dillon’s, so that would be a big savings.

But we need to check out more options before we decide.